Mortgages are harder to get these days and there are an increasing number of people turning to the rental market for housing which is good news for landlords. However, landlords in the furnished sector often find it difficult to get contents cover for their properties. Now Adrian Flux’s landlord division can include free contents cover with its landlord’s building insurance to offer a comprehensive package.
"By including free contents cover with the buildings insurance we are able to offer landlords an extremely cost-effective policy," says Julie Carter of Flux. "It also cuts down on the paperwork and hassle for landlords when it comes to sorting insurance."
Flux’s scheme offers landlords comprehensive cover for the building itself. The free contents insurance is designed for furniture and fittings that landlords supply with furnished lets, including beds, curtains, sofas and kitchen equipment, and some of Flux’s policies offer cover up to £10,000 in value.
The free cover is only for the landlord’s fixtures and fittings and is not designed to cover a tenant’s personal property items.
Adrian Flux Insurance Services aims to offer cheaper property insurance and has a range of policies for landlords and buy to let, including specialist schemes for hard to insure properties such as thatched homes, flat roofs, underpinned buildings and those at risk of flooding. For information call the Flux household insurance hotline on 08700 772266, email household@adrianflux.co.uk or visit the website, www.adrianflux.co.uk, and click on the relevant button under the ‘Home Insurance’ section.